Many private label products are actually just brand name products in different labeling. This is a great way to save money while getting the same product.

Whatever you can grow in your garden economically can save you $ when you use the produce in your family meals. Be creative based on what you can grow and work it into your menu and food gifts for family and friends.

Health plan prescription drug co-pays at pharmacies, and even some mail order drug programs for maintenance drugs, can be expensive. Generally the lowest co-pay is $10 for a monthly supply. Obviously prescriptions are even more expensive if you are uninsured.

Making bread at home can be a good way to save money and make great gifts for family and friends.

Many products have been recalled due to defects, if something breaks then make sure to Google it. You might be able to get it fixed for free, even beyond the standard warranty period.

When you need a repair, investigate if there is an existing warranty by looking at the manufacturer’s website or calling the store where you purchased it. You may be pleasantly surprised with a free repair!